Two important reasons: Have more money in your retirement and eliminate risk of debt. Most people have been given financial advice that hasn’t provided enough money for retirement. A home ownership accelerator allows you to accelerate equity and pay off your mortgage fast.

Watch our Demo video to see how much more money a typical homeowner will have in retirement using the Smart Loan mortgage accelerator system.

We offer training and consultation following the purchase of the Smart Loan Calculator Pro version. For user who purchase the basic version, there is a nominal consultation fee.

Mortgage interest cost reduction is the most overlooked part of retirement planning. Here’s why: You cannot grow your net worth if your retirement account earns $1,000 and your mortgage costs $15,000 in annual interest. And that’s what happens to most people – year after year.

 Here’s the question: “Do you want to retire with more money?” If your answer is “yes”, retire your mortgage as quickly as possible.

 A mortgage accelerator is the most effective way for you to do this. 

We have relationships with many lenders who understand the Smart Loan Credit Facility parameters as fits your business needs. We provide the introduction on our end for your benefit

• Provides greater investment return compared to stocks, etc.
• Uses the front-loaded mortgage interest formula to benefit you
• Offsets monthly mortgage interest and converts it to principal
• Prioritizes investment timing and maximizes long-term net worth
• Provides month-by-month progress checks to stay on track

The system is based on exact formulas. Your results are predictable, and based on the same arithmetic that banks use. You can see your results as a monthly cash flow summary. Even show them to your financial advisor.

You will be able to actually retire when you reach normal retirement age. Statistics show the average American has just $60,000 when they reach retirement age. Can you retire on $60,000?

 It’s not “too good to be true”. You just haven’t been taught about finances this way. 

No. A HELOC is one way to implement the system, but there are others. An overdraft line of credit as part of your checking account will work well (many checking accounts have this feature). You can also utilize your owne funds and “lend” yourself the money. This is a great way as well.

It is also possible to utilize the revolving credit features of a credit card account, but we do not recommend this.

 Not at all. The amount of credit used is between $1,000 and up to a maximum of 2 times your monthly income.

 For example, a homeowner earning $6,000 per month will not use more than a $12,000 of credit. But remember, you can use as little as $1,000.

 Note: We do NOT advocate replacing your mortgage with a HELOC or other line of credit. We specifically advise that the line of credit used shall NEVER be more than 2 times your monthly income.

Yes. The Smart Loan software will show when transfers should be made from the smart loan account to your primary mortgage account, and the transfer amount. This is based on the settings you entered into the calculator.