What Is a Bare Bones Budget?+How to Create One

In March 2020, I watched our state’s governor on TV as he announced that all schools were closed due to the Covid-19 pandemic. One part of me was very relieved as I was planning to probably keep my son at home with me anyway while officials figured out how to mitigate...
How to Break the Habit of Eating Out

How to Break the Habit of Eating Out

A few years ago one of the recurring expenses I saw on my bank statements was restaurant charges. Yes, lots of restaurant charges! Have you had to break the habit of eating out? I  won’t even go into how I got here, all I know is that I made a concerted effort to...